Simple Access® New Pricing

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New Pricing

  • Base Pricing Improvements:
    • 50 basis point improvement on Simple Access Full and Alt loan program pricing, with the exception of rates below 3.500%. Buydown below 3.500% has increased to 4/1, that’s a 25 basis points improvement on 3.375% rate.
    • 100 basis point improvement on Simple Access Investor Cash Flow program pricing, with a 4/1 buydown starting at rates below 4%.
  • Minimum Rate Decreases:
    • Full/Alt doc minimum rates reduced to 2.99% on 7/6 ARMs and 3.125% on all other amortization types for loan amounts <=$2MM and as low as 3.500% on Full/Alt doc loans with balances >$2MM
    • Investor Cash Flow minimum rates reduced to 3.75% on 7/6 ARM and 3.875% on all other amortization types for loan amounts <$2MM and as low as 3.990% on Investor Cash Flow program with balances >$2MM
  • LLPA Improvements:
    • LTVs >85 improved by 50 basis points on LTV/FICO LLPAs
    • LTVs >70 and up to 80 with FICOs 660-719 improve by 25-50 basis points
  • Purchase special renewed

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CORPORATE

Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267

WEST COAST 

Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 350
Irvine, CA 92612
(949) 516-0710

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