Helping correspondent lenders navigate to new heights.
It shouldn’t be complicated to finance a home! We saw a need for common sense solutions for self-employed borrowers and those with non-traditional income. Our Simple Access products are just that…simple, flexible, and straightforward.
Loan amounts up to $3MM
Credit scores as low as 620
Max LTVs: 85% Purchase, 80% R/T Refi and 75% C/O Refi
5/6, 7/6 and 10/6 ARM and 15, 30 and 40 Year fixed rates (except Investor Cash Flow program)
LLC, Partnership and Corporate title vesting are eligible
Exceptions may be considered to most guidelines with compensating factors
INVESTOR CASH FLOW
Eligibility is based on liquid assets in a savings or securities account. No need for tax returns or traditional income documentation. Allows homebuyers to use assets for qualification without tying them up for a home purchase.
A solution for scenarios that don’t quite fit the guidelines for conventional financing. Qualification focuses on the borrower’s ability to repay based on common sense underwriting, and perfect credit is not required.
Excellent option for second home and investment scenarios that fall within agency guidelines. Improved pricing for vacation and investment property purchases and refinances. Full doc loans underwritten to DU or LP Findings.