Graduate Program
Our Graduate Program provides expanded mortgage solutions for borrowers who have recently completed—or are approaching completion of—post-graduate degrees and are beginning careers in specialized professions.
Available to Delegated and Non-Delegated Correspondent partners, the program takes a practical, common-sense approach to underwriting for qualified borrowers who may not meet traditional Agency or Prime Jumbo guidelines.
Program Highlights
- Loan amounts up to $1.5MM
- Future income may be used to qualify with a fully executed employment contract
- Employment may begin up to 60 days after closing
- DTI up to 50%
- Credit scores down to 720
- Interest-Only options available
- No mortgage insurance required
- Non-Warrantable Condos may be considered
- Purchase and Rate/Term Refinance transactions
- Primary residences
- Fixed-rate and ARM options available
- Designed for graduates in Medical, Legal, Engineering, Architecture, and Accounting professions
Program Descriptions
Why Partner with Luxury Mortgage
Streamlined Process
BEfficiently qualify borrowers with bank statement documentation, reducing back-and-forth and delays.
Tailored Support
Our team of experienced underwriters and account executives guide you through every step.
Expand Your Client Base
Offer solutions to borrowers who may not fit traditional income documentation requirements.
Become A Lender
Ready to bring Non-QM solutions to your clients? Become an approved correspondent lender and start offering tailored mortgage products today.”
Corportate
Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267
West Coast
Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 330
Irvine, CA 92612
(949) 516-0710
