Prime Program
Expand Your Lending Capabilities for Prime Non-QM Borrowers
Agency guidelines don’t fit every qualified borrower. Prime gives you the flexibility to serve more borrowers with expanded underwriting while maintaining the consistency, service, and support you expect from Luxury Mortgage.
Prime Access delivers improved pricing for borrowers with stronger credit profiles, helping you offer more competitive financing while maintaining Non-QM flexibility.
1099 Only
Designed for commission-based and independent contractor borrowers.
- Qualify using 1099 income
- Simplified documentation
- Alternative income solution
Bank Statement
Ideal for self-employed borrowers whose cash flow is stronger than their tax returns suggest.
- Personal or business bank statements
- Multiple qualification methods
- Expanded underwriting flexibility
Investor Cash Flow
Qualify investment properties based on the property’s rental income rather than borrower income.
- No employment verification
- No DTI calculation
- Property cash flow qualification
Full Doc
A solution for agency and jumbo fallout that requires expanded underwriting without moving to a traditional Non-QM borrower profile.
- Agency fallout
- Jumbo fallout
- Borrowers with strong credit profiles
- Borrowers who need more flexible underwriting than conventional financing offers
Delegated Product Descriptions
Non-Delegated Product Descriptions
Why Partner with Luxury Mortgage
Streamlined Process
Efficiently qualify borrowers with bank statement documentation, reducing back-and-forth and delays.
Tailored Support
Our team of experienced underwriters and account executives guide you through every step.
Expand Your Client Base
Offer solutions to borrowers who may not fit traditional income documentation requirements.
Become A Lender
Corportate
Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267
West Coast
Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 330
Irvine, CA 92612
(949) 516-0710
