ITIN Program
Taxpayer Identification Number
Luxury Mortgage offers ITIN loan programs exclusively for non-delegated brokers. These programs are designed for borrowers without a Social Security Number and include 1099 Only, Bank Statement, and Full Documentation options.
1099 Only
Tailored for self-employed individuals
Simplifies qualification for independent contractors with 1099 income documentation.
- 1099 forms for income verification
- Simplified documentation process
- Perfect for contractors and freelancers
- Competitive rates for self-employed
Bank Statement
Uses bank statements for income verification
Accommodates self-employed borrowers without traditional documentation using personal or business bank statements..
- 12-24 months bank statements
- Personal or business accounts accepted
- Cash flow based qualification
- No tax returns required
Full Doc
Ideal for borrowers with comprehensive financial records
Offers competitive rates and terms for borrowers who can provide complete income and asset documentation.
- Complete tax returns and W-2s
- Bank statements and asset verification
- Employment verification
- Most competitive rates available
Product Descriptions
Why Partner with Luxury Mortgage
Streamlined Process
Efficiently qualify borrowers with bank statement documentation, reducing back-and-forth and delays.
Tailored Support
Our team of experienced underwriters and account executives guide you through every step.
Expand Your Client Base
Offer solutions to borrowers who may not fit traditional income documentation requirements.
Become A Lender
Corportate
Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267
West Coast
Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 350
Irvine, CA 92612
(949) 516-0710
