Asset Qualifier Mortgage

Eligibility is determined by available liquid assets in savings or investment accounts. No tax returns or traditional income documents are required. This program lets homebuyers qualify using their assets without locking them into the home purchase.

Program Highlights

  • Loan amount up to $3MM
  • Max LTV Purchase 90%, R/T 85%, C/O Refi 80%
  • No DTI developed
  • No Income or Employment Information required
  • Interest Only available with a 30 or 40-year amortization
  • All occupancy types allowe

Program Descriptions

Ideal For

High Net-Worth Individuals

Who prefer not to liquidate assets for qualification and value privacy  in their financial affairs.

Non-Traditional Income Sources

Borrowers who have substantial liquid assets but irregular or hard-to-document income streams.

Real Estate Investors

Looking to expand portfolios without traditional income documentation or complex  financial statements.

Bank Statement Program

With our Bank Statement Program, we give self-employed professionals, business owners, and nontraditional earners a smarter way to qualify. Instead of relying on tax returns or traditional income documents, you can use thier bank account activity to demonstrate qualifying income.

Become A Lender

Ready to bring Non-QM solutions to your clients? Become an approved correspondent lender and start offering tailored mortgage products today.”

Corportate 

Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267

West Coast

Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 330
Irvine, CA 92612
(949) 516-0710

Equal Housing Lender