Asset Qualifier Mortgage

Eligibility is determined by available liquid assets in savings or investment accounts. No tax returns or traditional income documents are required. This program lets homebuyers qualify using their assets without locking them into the home purchase.

Program Highlights

  • Loan amounts up to $3MM
  • Max LTV Purchase 90%, R/T Refi. 85%, C/O Refi. 80%
  • No DTI developed
  • No Income or Employment Information required
  • Interest Only available with a 30 or 40 year amortization
  • All occupancy types allowed

Program Descriptions

Ideal For

High Net-Worth Individuals

Who prefer not to liquidate assets for qualification and value privacy  in their financial affairs.

Non-Traditional Income Sources

Borrowers who have substantial liquid assets but irregular or hard-to-document income streams.

Real Estate Investors

Looking to expand portfolios without traditional income documentation or complex  financial statements.

Become A Lender

Ready to bring Non-QM solutions to your clients? Become an approved correspondent lender and start offering tailored mortgage products today.”

Corportate 

Luxury Mortgage Corp.®
Four Landmark Square
Suite 300
Stamford, CT 06901
(888) 458-6267

West Coast

Luxury Mortgage Corp.®
18100 Von Karman Ave
Suite 330
Irvine, CA 92612
(949) 516-0710

Equal Housing Lender