Excellent option for second home and investment scenarios that fall within agency guidelines. Improved pricing for vacation and investment property purchase and refinance transactions.
- Loan amounts up to the county conforming loan limit including agency high balance
- Credit scores as low as 620
- Second homes up to 90% LTV, Investment properties up to 85% LTV
- 7/6 and 10/6 ARM options, 15 and 30 year fixed rate options
- Full appraisal required
- No Mortgage Insurance required
- Minimal overlays on agency selling guides
- Follow DU or LP Findings, must have an AUS approve
- Agency compatible pricing
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